It is all about the shopping and with several, let me repeat, several carriers. It is a very hard market out there and we've been living in that market for quite a while now. If you have sat on increasing rates for a couple of years now, shop around and do it all over the place, shop them all if you will. Do this for 2 reasons, one that you can refresh yourself on what you have and if there are policy extras you could hold off on this next year to save, and two, so you really see what the wider market is charging out there and how they are handling things like wind/hail deductibles. Find an independent agent to quote several carriers like Liberty Mutual or Travelers for you and a captive agent with only one big carrier like an Allstate or State Farm. Really get the picture of what is being offered and what that wide view market really looks like out there. Doing this every few years really is necessary and honestly, no one does anymore so they just climb and climb and climb. Check the market, know what you have, it is a quick solution that could save you some money. #brooksonfamilyliving #Insuranceyouunderstand
Heather Harris
I’m Heather Gibson Harris, owner of Brookson Insurance, which I started in 2009 after a career as a claims adjuster for personal home and commercial insureds. My career has been my passion for many years, especially my time in catastrophe claim work.