We've been screaming about it all of last year and the proof is in the pudding baby, prices are on a steep rise for both auto and home. These are some of the legitimate reasons you are finding increases in your auto insurance. It really does come down to simple math and the true average cost to insure a car with full coverage in modern times. Our vehicles have over 30+ items of technology that older vehicles simply did not have driving the price of most repairs higher. While vehicle parts are up 10% this year alone, the average year we see a steady parts price increase of about 2%-3% this is a huge spike in costs this year. Repair costs are up 20% since 2020 and vehicle pricing is up 27% in 2021 and in 2022 up another 14%. People from all over have been calling our office saying our auto went up over $200 per year. YES, this was happening, this IS happening for a reason, just like every other industry. No one questions when parts or building materials themselves go up, but the insurance companies feel that pain just like any consumer in the market. Be with a smart agency, that can quote other carriers in house to keep your pricing where you need it to be, in the most competitive place we can find. It's why being with an independent agency like ours matters, markets like this are exactly why you go with an independent agent. If you are losing hundreds of dollars between your home and auto give us a call for quotes at 317-534-5202. We know what we're doing, we see it coming, we know this industry, and we care about our clients first.