I know this seems like a silly thing to blog about, but it is not. Carriers are offering serious discounts for people who go totally paperless. In fact, most of our carriers are offering discounts. If you have been with your carrier for a while, ask your current agent if you can switch your account, you can save anywhere from 3%-%5 that is huge when you pile it on with other discounts.
Multi policy discounts for multiple policies with one carrier are still the biggest hit. Right now, your best savings are when you bundle products with one carrier. If you add life with some you can get another big one. If you roof has been recently replaced your rate can be lower with some carriers. If you use the driver apps, you can save a bunch and they only normally track under 60 days, and you can remove. Make sure the agent you are working with has reviewed your discounts not just your policy.
Most companies are changing discounts slightly every couple of years. It is always worth asking, what discounts or programs are we missing out on. Especially in an insurance market like this one. Every dollar counts. Just keep that in mind next time you shop or talk to an agent.
Make it a great week!
Heather
Heather Harris
I’m Heather Gibson Harris, owner of Brookson Insurance, which I started in 2009 after a career as a claims adjuster for personal home and commercial insureds. My career has been my passion for many years, especially my time in catastrophe claim work.