I know we don't want to have to go hunting down discounts, but there are offerings by carrier that your agent doesn't just automatically put on your quotes because they require your choice in adding them that can save money. Here are just a few to consider next time you quote. Take ten minutes and dig in on your home and auto policy. Make sure ALL coverages are where you would like them, see if there is more room to up a deductible and review these tips to see if you can save even more.
- Multi policy saves up to 11% on average so bundle first
- Protective device discounts save up to 2.6% this includes alarms, smoke detectors, interior sprinklers, smart or home technology alerts for fire and water.
- Age of roof saves up to 24% on average for homes with newer roofs.
- Higher deductibles over $1,000 saves 2.5-15% on average.
- Reviewing other coverage limits like B, C, D, & E you can review your coverage limits to ensure they still match your current needs for other structures, personal property, personal liability, and additional living expenses. Do you need less? More?
- Tracking devices for auto saves up to 12% on average
- Safe drivers and claims free discounts apply for drivers in good standing varies by carrier.
Heather Harris
I’m Heather Gibson Harris, owner of Brookson Insurance, which I started in 2009 after a career as a claims adjuster for personal home and commercial insureds. My career has been my passion for many years, especially my time in catastrophe claim work.