Of course there is the gold old standard homeowner's policy, but there are also landlord policies, vacant structures, renovations policies, secondary homes, Air BNB. So many different homes over so many wonderful years. Did you know there are limitations on the age of a home with some standard carriers, but there are also some carriers that specialize in that kind of home and can offer programs to keep premiums lower. Be sure you chat with your agent about all your unique property insurance needs. And if you have multiple properties, you could need an umbrella if you don't already have one to round out your total protection. Just a few things to think about when shopping all of your insurance products this year.
Heather Harris
I’m Heather Gibson Harris, owner of Brookson Insurance, which I started in 2009 after a career as a claims adjuster for personal home and commercial insureds. My career has been my passion for many years, especially my time in catastrophe claim work.