Things to consider in 2024 when it comes to your insurance. Preparing my insured family is my ultimate job. I have been blogging, chatting on the phone, and working with clients on home and auto reviews all year, but more intensely this last quarter as all the rate increases have hit all carriers for the year. This market is not the grass is greener kind of insurance market, meaning stay put if you can. Most often, you are likely currently at the most competitive rate without reducing coverage or raising deductibles with your current carrier. About 75% of people shopping are finding a literal brick wall of pricing or even being accepted. Yes, acceptability is super tough especially if you have even a single claim. My best advice is yah, the rate hike stinks, but every single person is suffering one from your carrier, and the other carriers are absolutely no better. Stay put, let the market settle, then shop. Expect rates to continue to increase through 2024 and acceptability to be just as challenging through at least 2025. Heather